Add or Change your Prescription Drug Coverage (Part D) plan if you are in Original Medicare.Īs of January 2019, a Medicare Advantage Open Enrollment Period is available from January 1 – March 31 every year.Change from one Medicare Advantage plan to another.Discontinue your Medicare Advantage plan and return to Original Medicare (Part A and Part B).Join a Medicare Advantage (Part C) plan.During Open Enrollment, some examples of changes that you can make include: The Medicare Open Enrollment Period provides an annual opportunity to review, and if necessary, change your Medicare coverage options. Contact your local Blue Cross Blue Shield company for help choosing a Medicare Advantage plan and getting enrolled. You must first enroll in Medicare Part A and Part B before joining a Medicare Advantage plan. You might also have to pay a separate monthly insurance premium for your Medicare Advantage plan.Ī copayment may apply to specific services, such as doctor office visits.Ĭost sharing amounts may apply to specific services.Īll Medicare Advantage plans have an annual limit on your out-of-pocket expenses, which is a feature not available through Original Medicare. CostsĪll Medicare Advantage plans require that you continue to pay your Part B insurance premium. These plans also tend to have lower cost sharing overall and a maximum that you would have to pay for out-of-pocket costs each calendar year–a feature not available through Original Medicare. Medicare Advantage plans provide all Part A and B services while generally including some additional services, such as wellness programs, hearing aids and vision services. These plans can be HMOs, PPOs, Regional PPOs or Private Fee-for-Service plans. Medicare Advantage plans provide Medicare coverage through private health insurance companies approved to participate in the Medicare program.
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